Pricing

One price.
Every agent.

No per-account fees, no per-agent fees, no metered tool calls. Try the whole thing in the sandbox before you decide.

Sandbox

$0

No account, no card, no linking.

The entire signed-in product, running on a fully populated demo account. Click through the fleet, the audit log, and the MCP surface before you hand over anything real.

Open the sandbox

lucent

cohort 01
$20/ month

Billed $240 annually · save $60 a year

One price for the whole platform. We do not meter your accounts, your agents, or your tool calls — metering the thing that makes the product work would be a strange way to build it.

Request access

Everything in lucent

  • Every institution you can link — no per-account pricing
  • The full agent fleet, all six, running on their own cadence
  • MCP server access with per-client scoped tokens
  • Complete audit log and one-call revocation
  • Ninety-day cash flow forecasting and tax-lot analysis
  • Export everything, any time, in a format you can actually read

Questions worth asking

Why a single price?
Tiering by number of accounts would penalize exactly the people who need a unified graph most. The product is worth more the more of your financial life it can see, so charging you to add the next account works against the thing it is for.
Is there a trial?
The sandbox is the trial, and it needs no card and no bank connection. It runs the complete signed-in interface against a fully populated demo account, so you can judge the product before it ever touches your data.
Do you sell or train on my data?
No. Your financial graph is never sold, never brokered, and never used as training data — ours or anyone else's. It is the one commitment we would rather lose customers over than soften.
What if I cancel?
Every access token is revoked immediately and you can export the full graph on your way out. We delete your data within 30 days of cancellation, and you can force deletion sooner from the dashboard.
Do I need to be technical?
No. The fleet runs out of the box and reports in plain language. The MCP surface is there when you want it — it is the ceiling, not the floor.
Does the annual plan lock me in?
It is a prepaid year, not a contract. If you leave partway through we refund the unused months, so the discount costs you nothing in flexibility.

Still deciding?

The sandbox is the entire product on demo data. No card, no bank connection, nothing to undo.

Try the sandbox