Overview

Six agents are watching this graph. Two found something today.

Net worth

$375,350

+$78,570(26.5%)in the last 12 months

Liquid cash

$42,180

+$3,240vs last month

Monthly burn

$8,940

−$1,320vs last month

Invested assets

$391,470

+$12,840vs last month

Total debt

$58,300

−$1,120vs last month

Net cash flow

Last 12 months

Invested assets

Open items across the fleet

6 open

Warningagent.subscription_warden12 min ago
3 subscriptions unused for 60+ days
$47.97 / mo
Adobe Creative Cloud, Audible, and a Notion team seat show no authenticated activity since June 9. Combined they bill on the 14th.
Opportunityagent.spend_analyst12 min ago
$18,400 idle at 0.01% APY
+$847 / yr
Chase Total Checking has held a balance above your 3-month buffer for 71 consecutive days. Ally Savings currently yields 4.60%.
Warningagent.portfolio_auditor2 hr ago
Equity allocation drifted 5.8pt above target
5.8pt drift
Target is 60/40; you are at 65.8/34.2 after NVDA's run. Rebalancing inside the 401(k) avoids a taxable event entirely.
Infoagent.tax_strategist3 hr ago
VNQ is $1,662 below basis — harvest window open
≈$390 saved
No substantially identical purchase in the trailing 30 days, so a sale would not trigger a wash sale. Offsets short-term gains first.
Criticalagent.cashflow_forecaster5 hr ago
Projected shortfall on Sep 14
−$1,240 trough
Mortgage, the Amex statement balance, and quarterly estimates land within four days of each other. Checking dips to $1,240 before payroll on the 15th.
Infoagent.spend_analyst1 day ago
Dining up 34% month over month
+$684
Six late-night delivery orders account for $412 of the $684 increase. Weekday lunch spend is flat.

7 linked across 6 institutions