Connections
What your data is linked to, and what is allowed to read it.
Institutions
Linked through Plaid — credentials never reach lucent
- Healthy
Chase
2 accounts · synced 4 min ago
- Healthy
Fidelity
1 account · synced 12 min ago
- Healthy
Ally
1 account · synced 4 min ago
- Healthy
Vanguard
1 account · synced 1 hr ago
- Healthy
American Express
1 account · synced 9 min ago
- Action
SoFi
1 account · synced 1 day ago
Re-authentication required — the institution rotated its consent.
MCP endpoint
Point any client at this surface
Server URL
https://mcp.lucent.com/v1
- Transport
- streamable-http
- Auth
- Bearer token, per-client
- Tools exposed
- fetch_transactions, fetch_holdings, fetch_accounts, detect_recurring, forecast_balances, estimate_tax
Your own agents authenticate exactly the way the built-in fleet does. There is no privileged internal interface.
Access tokens
Every token is scoped, attributable, and revocable
| Client | Token | Scopes | Calls 30d | Last used | Expires | |
|---|---|---|---|---|---|---|
| Claude Desktop | lcn_live_9f3c…a71e | transactions:readholdings:readaccounts:read | 2,418 | 8 min ago | Nov 10, 2026 | |
| Cursor | lcn_live_2d81…4c90 | transactions:read | 143 | 2 days ago | Sep 17, 2026 | |
| personal-scripts | lcn_live_5b6a…11f2 | transactions:readholdings:readnotify:write | 892 | 6 hr ago | Never |
Audit log
Every tool call, attributed to the token that made it
- 14:22:08Claude Desktopfetch_transactionstransactions:read✓ ok
- 14:22:07Claude Desktopfetch_holdingsholdings:read✓ ok
- 13:47:51personal-scriptsforecast_balancestransactions:read✓ ok
- 13:47:50personal-scriptsnotifynotify:write✓ ok
- 11:03:19Cursorfetch_holdingsholdings:read✕ denied
- 09:15:44Claude Desktopdetect_recurringtransactions:read✓ ok
The denied call is Cursor requesting holdings:read, a scope its token was never granted.